Handling Expired or Lost Store Credit Notes (Store CN)

ARTICLE ID : 97 20 Feb, 2026 18:01 Sachin K General Policies & Procedures

Handling Expired or Lost Store Credit Notes (Store CN)


Purpose

To ensure expired or lost Store Credit Notes (Store CN) are handled in a controlled, verified, and secure manner, preventing misuse while providing a fair resolution to genuine customers.


Key Policy Summary

  • ❌ Store CNs cannot be reissued or replaced

  • ✅ If a Store CN is verified as unused, its value may be added to the customer’s BFL Wallet

  • ⏳ Wallet crediting takes 14 calendar days

  • 🔒 Wallet credit will be added only to the verified customer’s account


Eligibility Criteria

A Store CN can be considered for wallet credit only if all the following are met:

  1. The Store CN is unused

  2. The Store CN belongs to the customer contacting us

  3. The phone number on the Store CN matches the phone number on the customer’s BFL registered account

  4. Verification is completed via WMS by L2 CSA

  5. Complete documentation is provided by L1 CSA


CSA – Step-by-Step Handling Process (L1)

Step 1: Receive Customer Request

Customer contacts CS stating:

  • Store CN is expired, lost, or not available

  • Requests reissuance, extension, or wallet credit


Step 2: Inform the Customer of the Verification Process

Do NOT promise immediate credit.

Advise the customer that:

  • The Store CN must first be verified for usage

  • If unused, it will be added to the wallet within 14 days

  • No follow-up is required from the customer


Step 3: Collect Mandatory Details from Customer

CSA must obtain all of the following:

  • Clear image of the Store CN (this is mandatory)

  • Customer full name

  • Registered mobile number

  • Registered email ID

⚠️ Important:

The phone number on the CN must exactly match the phone number on the BFL registered account to which the wallet addition will be made
If it does not match → ❌ Request cannot proceed. Only to the same account, wallet will be added


Step 4: Raise L2 Ticket for Verification (Mandatory)

CSA must raise an L2 ticket for WMS verification.

L2 Ticket Must Include:

  • Store CN number

  • Store CN value

  • Image of the Store CN

  • Customer full name

  • BFL registered phone number

  • BFL registered email ID


L2 & Manager Flow (For Reference)

  1. L2 checks WMS to confirm if the Store CN is:

    • Used ❌ → Assign the ticket back to the CSA as ineligible. CSA to call and inform the customer that the CN is used

    • Unused ✅ → Proceed

  2. L2 validates customer details and CN (as unused and expired/lost. If CN is active, never add it to Wallet. Only expired should be added. If the CN is active, L2 should first ask Techno IT (via freshwork ticket) to deactivate the CN

  3. L2 assigns the case to the Manager (Josy or Sachin)

  4. Manager approves and adds the CN value to the customer’s wallet

  5. Wallet credit reflects within 14 days


Turnaround Time (TAT)

Activity Timeline
CN usage verification Internal
Wallet credit (if unused) Up to 14 days
Customer follow-up required ❌ Not required

Customer Communication Guidelines

  • Be clear and confident

  • Never promise instant credit

  • Always mention 14 days

  • Reassure customer that no follow-up is needed


Approved Customer Spiels

Initial Response – Standard

Thank you for reaching out. We will first need to verify whether the Store Credit Note has been used. Once verified, if the Store Credit Note is unused and expired, the value will be added to your BFL Wallet.

This verification and wallet credit process takes up to 14 days, and you do not need to follow up during this time. We’ll take care of it for you.


If Customer Is Worried About Expiry

Even if the Store Credit Note has expired, we can still verify whether it has been used. If it is confirmed as unused, the value will be added to your wallet within 14 days.


If Customer Requests Immediate Credit

I understand your concern. However, we’re required to first verify whether the Store Credit Note has been used. Once confirmed as unused, the value will be added to your wallet within 14 days.


If Phone Number Does Not Match

To proceed, the phone number on the Store Credit Note must match the phone number registered on your BFL account. Once this is aligned, we’ll be happy to assist further.


Closure Confirmation

We’ve raised a request to verify the Store Credit Note. If it’s confirmed as unused, the amount will be credited to your BFL Wallet within 14 days. There’s no need to follow up—we’ll take care of the rest.


Important Do’s & Don’ts (CSA)

✅ Do

  • Verify customer identity carefully

  • Raise L2 ticket with complete details

  • Clearly communicate the 14-day timeline

❌ Don’t

  • Promise immediate wallet credit

  • Add wallet credit without verification

  • Proceed if phone number does not match

  • Ask customer to follow up repeatedly




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